Platform wallets

A platform wallet is a persistent wallet attached to an application account. The platform creates it during onboarding. The user returns to it for balances, assets, payments, trades, transfers, rewards, or payouts.

Platform account
  -> embedded wallet
  -> balance or owned assets
  -> repeated signing or payment activity
  -> recovery, policy, and audit

Strong fits

• Ecommerce marketplaces with buyers, sellers, balances, escrow, and payouts.
• Trading and investment platforms.
• Games and digital-asset platforms.
• Creator and gig-economy platforms.
• Stablecoin account and remittance applications.
• Loyalty, rewards, and store-credit networks.
• Agentic commerce and automated purchasing platforms.
• Applications that sponsor or automate onchain operations.

These products maintain an ongoing financial relationship with their users. A balance, asset, payout, position, reward, or delegated budget persists after a single session.

What Seams provides

• wallet provisioning linked to an application account
• passkey and application-native authentication
• recovery and linked-device flows
• threshold signing and self-hostable infrastructure
• sponsored and repeated signing sessions
• scoped, expiring, and revocable authority
• intent-bound approvals and audit evidence
• export or transfer of wallet control where supported

Qualification

Use platform wallets when users hold value or assets between sessions. They also suit repeated financial or onchain actions and automation with defined limits. A conventional store collecting a one-time payment can use the shopper's existing wallet and does not need to provision another one.

Start with embedded wallets and create a wallet.